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The Pennsylvania Supreme Court has adopted a 'multiple trigger' approach, whereby, under primary insurance policies obligating the insurer to 'pay on behalf of the Insured all sums which the Insured shall become legally obligated to pay,' all stages of the disease process, from initial exposure through incapacitation, are deemed to be 'bodily injury' triggering coverage under all primary policies on the risk during the entire period in which the disease evolved.

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The New York Court of Appeals recently rendered two important insurance coverage decisions that are certain to have a dramatic effect on the relationship between New York policyholders and their insurers.

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Part One of this article addressed the roots of the subprime crisis and resulting litigation, and provided an overview of D&O coverage. This month's installment focuses on specific D&O coverage issues.

Systems that facilitate a firm's new business review and inception processes, such as client intake and conflicts management software, are major technology investments. It's important for you to be aware of what's coming down the road so that you can properly plan for and support the initiatives coming out of your firm's new business intake and conflicts departments.

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As any business grows, so does the volume of data that its IT staff must back-up and store. Storing back-up data off-site is critical and becomes particularly important when a crisis occurs and access to on-site data back-up is impossible. There is no benefit to creating a back-up file of valuable data if this information is not transferred via a secure method and stored in an off-site data storage center with foolproof protection. And with the increase in data that requires storage, off-site storage facilities are in even more demand.

Economists rarely agree on anything. But, if the Fed's recent actions are any guide, most believe the U.S. is already in a recession (defined as two consecutive quarters of negative growth). This downward economic outlook for the country will soon begin impacting corporate budget discussions, forcing every department ' including legal and the law firms that serve them ' to re-examine their expenses. When companies are struggling to grow the top line, every cost gets scrutinized. Legal expenses are no exception, especially given the sharp increase in spending and dollars going towards e-discovery.

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The default settings of software applications can impact your productivity and accuracy. Taking the time to address those that are annoying or counter-intuitive place the control for formatting your documents back in your hands.

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As the courts are clarifying the new FRCP, good e-discovery specialists must diligently review the options, configurations and protocols of e-discovery products to ensure that the proper options are selected to match these new rules. One of the products available for ESI acquisition is Legal Access Ware PreDiscovery ('LAW').