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Entertainment and Sports Law Insurance Litigation Litigation

A Primer on Insurance for Music Festivals

From a risk management perspective, festivals now run the gamut on potential liabilities that include collapsed stages, cancelled performances, severe weather, terrorism, alcohol liability, patron bodily harm and death, product liability and breach of contract claims. In essence, music festivals have become a microcosm of live entertainment-related liability exposures.

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The modern-day music festival is a complex, entertainment extravaganza of elaborate stage productions and coordinated multi-day sets with numerous performers, at exotic locations across the globe. Music festivals are no longer solely about the music, but a wide variety of neighboring entertainment, such as art shows, athletic competitions, health and beauty demonstrations, virtual reality and stand-alone night clubs. From a risk management perspective, festivals now run the gamut on potential liabilities that include collapsed stages, cancelled performances, severe weather, terrorism, alcohol liability, patron bodily harm and death, product liability and breach of contract claims. In essence, music festivals have become a microcosm of live entertainment-related liability exposures.

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