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Reasonableness in Bad Faith Cases: A Question for the Jury?
As the law of insurer bad faith evolves, the question of whether policyholders are entitled to a jury trial of their claims, or parts of their claims, comes increasingly into focus. In cases where the policyholder alleges bad faith in the manner in which a claim is investigated or handled ' so-called “procedural” bad faith ' factual issues for the jury often abound. But when an insurer timely and clearly declines coverage following an adequate investigation, should the “reasonableness” of that declination be submitted to a jury? From both a practical and a policy perspective, the answer in most cases should be no.
Practically speaking, the issues raised by the insurer's declination will often turn on the insurer's analysis of the policy, the controlling law, or optimal negotiation or litigation strategy. The typical bad faith declination case is inherently “litigation about law” that is outside the jury's purview. Even if a jury were allowed to hear evidence of the law, the state of prevailing precedent makes it difficult to imagine laypersons passing upon whether a coverage position meets the legal standard of being “fairly debatable” (or as some jurisdictions describe the standard, having a “reasonable basis”). It is hardly radical to suggest that the scope afforded in the law for fair debate about complex coverage questions is a question for the court.
The DOJ's Corporate Enforcement Policy: One Year Later
The DOJ's Criminal Division issued three declinations since the issuance of the revised CEP a year ago. Review of these cases gives insight into DOJ's implementation of the new policy in practice.
Use of Deferred Prosecution Agreements In White Collar Investigations
This article discusses the practical and policy reasons for the use of DPAs and NPAs in white-collar criminal investigations, and considers the NDAA's new reporting provision and its relationship with other efforts to enhance transparency in DOJ decision-making.
How AI Has Affected PR
When we consider how the use of AI affects legal PR and communications, we have to look at it as an industrywide global phenomenon. A recent online conference provided an overview of the latest AI trends in public relations, and specifically, the impact of AI on communications. Here are some of the key points and takeaways from several of the speakers, who provided current best practices, tips, concerns and case studies.
New York's Latest Cybersecurity Commitment
On Aug. 9, 2023, Gov. Kathy Hochul introduced New York's inaugural comprehensive cybersecurity strategy. In sum, the plan aims to update government networks, bolster county-level digital defenses, and regulate critical infrastructure.