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Weighing Risks and Rewards in Health Care Financing
The United States spends $1.4 trillion on health care annually, translating to the potential for $300 billion in health care financing. Those are numbers that deserve more than a passing glance. However, according to a recent survey of U.S. health care leasing published by R. S. Carmichael & Co. and the Equipment Leasing Association (“ELA”), Healthcare Equipment Leasing, 2003 U.S. Market Dynamics and Outlook, only 10 companies controlled 85% of this sector.
There is a good reason for this concentration of financing players within the industry: Health care leasing is a highly specialized niche requiring not only asset-specific expertise but also knowledge about changing federal regulations, third-party insurance policies and physician reimbursement practices, medical malpractice coverage, as well as medical practices and treatment applications themselves. Health care is a complex sector of the leasing market that is really composed of multiple submarkets. Entrants therefore must be able to handle the submarket niche they have chosen and have unique equipment knowledge to set realistic residuals and manage the end-of-term phase of the often highly specialized equipment associated with health care.
In short, the health care leasing market is not for everyone.
The Article 8 Opt In
The Article 8 opt-in election adds an additional layer of complexity to the already labyrinthine rules governing perfection of security interests under the UCC. A lender that is unaware of the nuances created by the opt in (may find its security interest vulnerable to being primed by another party that has taken steps to perfect in a superior manner under the circumstances.
Major Differences In UK, U.S. Copyright Laws
This article highlights how copyright law in the United Kingdom differs from U.S. copyright law, and points out differences that may be crucial to entertainment and media businesses familiar with U.S law that are interested in operating in the United Kingdom or under UK law. The article also briefly addresses contrasts in UK and U.S. trademark law.
Warehouse Liability: Know Before You Stow!
As consumers continue to shift purchasing and consumption habits in the aftermath of the pandemic, manufacturers are increasingly reliant on third-party logistics and warehousing to ensure their products timely reach the market.
Legal Possession: What Does It Mean?
Possession of real property is a matter of physical fact. Having the right or legal entitlement to possession is not "possession," possession is "the fact of having or holding property in one's power." That power means having physical dominion and control over the property.
Strategy vs. Tactics: Two Sides of a Difficult Coin
With each successive large-scale cyber attack, it is slowly becoming clear that ransomware attacks are targeting the critical infrastructure of the most powerful country on the planet. Understanding the strategy, and tactics of our opponents, as well as the strategy and the tactics we implement as a response are vital to victory.