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Case Briefs

By ALM Staff | Law Journal Newsletters |
February 01, 2007

State Farm and Katrina

Shocking the insurance industry, a federal judge in Mississippi took matters into his own hands when he rendered a judgment as a matter of law in favor of a Mississippi policyholder concerning Hurricane Katrina damage. On oral cross-motions for directed verdict, Judge LT Senter of the U.S. District Court for the Southern District of Mississippi found that State Farm erroneously denied Norman and Genevieve Broussard's insurance claims arising out of Hurricane Katrina because State Farm failed to carry its burden in proving the application of the water damage exclusion. Prior to trial, State Farm had paid the Broussards no money for their home that was reduced to a slab during the hurricane.

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