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Case Briefs

By ALM Staff | Law Journal Newsletters |
October 29, 2008

OR Court Clarifies Expected or Intended Standards and Burdens of Proof

The Court of Appeals of Oregon, applying Oregon law, has held that: 1) where an “unexpected and unintended” requirement expressly appears in a liability policy as part of the definition of the policy's triggering event, that requirement is part of the policy's general grant of coverage and therefore the policyholder bears the burden of proving that the triggering event was unexpected and unintended; 2) where an “unexpected and unintended” requirement does not expressly appear in a policy, the burden falls on the insurer to prove that the an implied fortuity doctrine excludes coverage; and 3) the burden of proof does not depend on which party brings a declaratory judgment action. ZRZ Realty Co., et al. v. Beneficial Fire & Cas. Insurance Co., et al., Nos. 970806226 & A121145 (Or. Ct. App. Oct. 1, 2008).

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