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A 'Not So' Full Defense

Insurers take deductions from defense bills or delay payment of these bills far too frequently. Insurers engage in these tactics with many policyholders, but few actually challenge the insurer's conduct. There are, however, ways to challenge these tactics.

38 minute read January 30, 2009 at 01:33 PM
By
Andrew M. Reidy and Todd L. Brecher
A 'Not So' Full Defense

Liability policies typically have a defense obligation and an indemnity obligation. The defense obligation is often as valuable, or more valuable, to the insured as the indemnity obligation. In fact, many courts refer to the defense obligation as “litigation insurance,” protecting the insured from potentially costly litigation.

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