Creditor Can Be Liable for 'False' Use of Firm

A case in which homeowners claimed that The Money Store had violated the Fair Debt Collection Practices Act (FDCPA), and the Truth in Lending Act by sending deceptive letters.

17 minute read January 29, 2014 at 10:30 AM

Mark Hamblett

Creditor Can Be Liable for 'False' Use of Firm

A creditor can be exposed to liability under the Fair Debt Collection Practices Act where it indicates that a law firm has been retained to collect its debts, but the law firm makes no genuine effort to collect those debts, the U.S. Court of Appeals for the Second Circuit held recently.

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