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The Calm Before The Storm Is the Time to Consider Insurance Coverage

By Roberta D. Anderson

There were no major hurricanes in 2013. Although the season was projected to be above average in terms of activity, this was the first Atlantic hurricane season without a major storm event through the month of November in over a decade. See Justin Bachman, In 2013 Hurricane Season, a Remarkable Calm Before the Next Storm, Business Week (Sept. 4, 2013). Even though many of the fiercest storms ' including Superstorm Sandy ' occurred later in the hurricane season and off-season storms can persist until December, the U.S. made it through an uneventful 2013 season with no Sandy, Irene, Katrina, or similar major storm event.

Regrettably, though, it is only a matter of time before the next major storm strikes. And when they strike, these events, like other natural disasters, frequently cause widespread destruction of property, and major business interruption. Moreover, in an increasingly global economy in which virtually all organizations are part of, and dependent upon, product and service supply chains, disruptions caused by major storm events worldwide can and do cause a cascading and adverse impact on organizations throughout the supply chain.

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