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Judicial Scrutiny of 'Other Insurance' Clauses

Other insurance" clauses are unique within the liability policy because, unlike the rest of the policy, these clauses apply to the insurer's interaction with other insurers and not to the insurer's interaction with the insured.

38 minute read November 02, 2014 at 12:00 AM
By
Spiro K. Bantis and Daniel W. London
Judicial Scrutiny of 'Other Insurance' Clauses

When a product liability suit is litigated, there may be multiple insurance companies involved. Liability insurance policies typically contain an “other insurance” clause to describe an insurer's obligation when more than one insurance policy provides coverage to the same insured for the same loss.

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