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The Invasion of the Right of Private Occupancy As a Covered Offense

As explained by several courts, "[p]ersonal injury liability is a theory-based coverage. It defines its coverage in terms of offenses, or theories of liability, not in terms of the injury sustained by the plaintiff."

9 minute read January 31, 2016 at 11:00 PM
By
Ilan Rosenberg
The Invasion of the Right of Private Occupancy As a Covered Offense

“Personal and advertising injury coverage” is “offense”-based, not “occurrence”-based, coverage.

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