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As the use of Artificial Intelligence (AI) increases, so does the likelihood of its role in both civil and criminal proceedings. While AI is often conceived of as a computer which can match or exceed a human's performance in tasks requiring cognitive abilities, in fact it is just software. Software is generally admissible as evidence if it is relevant, material, and competent. However, AI differs from traditional software, perhaps requiring novel admissibility considerations.
More specifically, both traditional software and AI contain algorithms. Algorithms are procedures employed for solving a problem or performing a computation. Algorithms act as a step-by-step list of instructions specifying specific actions to be performed using either hardware or software-based routines. The fundamental difference with AI and traditional algorithms is that an AI can change its outputs based on new inputs, while a traditional algorithm will always generate the same output for a given input.
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The Article 8 opt-in election adds an additional layer of complexity to the already labyrinthine rules governing perfection of security interests under the UCC. A lender that is unaware of the nuances created by the opt in (may find its security interest vulnerable to being primed by another party that has taken steps to perfect in a superior manner under the circumstances.
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