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The Death Benefit Only (DBO) Plan for Non-Profits is an arrangement in which the employer, a 501(c) non-profit organization, agrees to pay the actuarially determined cost of the current death benefit on a permanent life insurance policy to be owned by the employee or employer. The employer and employee enter into a written agreement that ordinarily requires the employer to make premium payments as long as the employee works for the employer.
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The demand for e-discovery project managers is extreme, thus the bulk of career opportunities for e-discovery professionals are in project management. But not every e-discovery project manager has the same background or is even the same type of project manager.
With all the potential for stress, I offer this: Set your mind and resolve to make every day count toward building a more prosperous and fulfilling practice. Yes, you <i>can</i> make that happen.
Competition for business is intense, time is short, and there's no time like the present to hone your business development skills and develop your personal book of business.
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Although pension plans are thought of primarily as a source of cash income for the elderly, they typically serve other functions as well. For example, they usually contain early retirement features and often provide pensions to workers who lose their jobs because of disability. The high proportion of pension plans with disability retirement features is dramatized in data from the Bureau of Labor Statistics' annual survey -- none of these programs had provisions to make up employee contributions and employer matches where the employee becomes disabled during their employment years.
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This article is the ninth installment in an ongoing series focusing on accounting and financial matters for corporate counsel.
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For all the chatter, studies, and disheartening stats we read on where Women in the Law rank in the legal services sector, I say "phooey." Yes, the numbers stink; yes, there are real barriers, discrimination, disappointing treatment from law firm leadership, but hey, we are women "with a capitol W" as the phrase goes.
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At Bradford & Barthel, LLP, we're leveraging Big Hand, Net Documents, and Tableau in concert with our existing systems toward a 5:1 cost savings ratio for the firm over the next three years. Our strategy is to position ourselves to compete in the most stringent pricing comparisons available within our practice area. How?
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In today's competitive practice environment, client origination looms large in its significance to the success of a firm's future. Hence, strong incentives should be provided to partners for "bringing new business from potential and existing clients through the door." Below, several kinds of Origination Credit are examined.
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Some 84 million Americans work for companies that maintain ERISA-covered retirement plans that are divisible by Qualified Domestic Relations Orders (QDROs), which guarantee the non-worker spouse (the non-owner) a share of the pension. Or the couple can opt for a buyout (sometimes called an immediate offset), by which one spouse trades away pension rights for another asset.