LJN Newsletters

On Nov. 9, 2009, the Supreme Court heard oral argument in In re Bilski ' a case that will likely impact whether business methods are eligible for patent protection under 35 U.S.C. ' 101. To date, the Supreme Court has held that abstract ideas, natural phenomena, and laws of nature are not patent eligible, but has yet to apply that holding to a business method.

Who's doing what; who's going where.

Highlights of the latest insurance cases from around the country.

Business Interruption coverage is contained in most first-party commercial property insurance and is meant to provide coverage where there is a suspension of business caused by direct physical loss to the property. Such policies also contain a "Civil Authority" provision, which typically states that the insurer will pay business income losses caused by the action of civil authority that prohibits access to the described premises due to direct physical loss of or damage to property, other than the described premises, caused by or resulting from a Covered Cause of Loss.

It is fairly well established in many courts across the United States that "late notice" of a claim under an occurrence-based commercial general liability ("CGL") policy presents a problem for insureds only when it "actually" and "substantially prejudices" an insurer. In light of that standard, insurers appear to face high hurdles if they rely on notice issues to avoid coverage. At the very least, it seems that the question of prejudice is highly factual and thus should be preserved for a jury to decide.

The scams often involve tricking attorneys into an engagement letter. Losses result from lawyers' frequent misunderstanding of banking regulations, which permit a bank to advise that "funds are available" before a check actually has cleared.

Who's doing what; who's going where.

Highlights of the latest franchising news from around the country.