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When a property is physically damaged by some insurable event ' such as a flood or fire ' laws or ordinances that were not in place when the original property was first constructed must be considered in the repairing or rebuilding of that property. After Hurricane Andrew in 1992, for example, Dade County Florida required that ruined houses be rebuilt in compliance with stricter severe-weather standards than the damaged houses had previously exhibited. These upgrade requirements must be reconciled with replacement-cost insurance for property owners, which puts the insured in the same position, with the same quality of property, as existed before the insured event ' not in a better position, with a higher quality of property (eg, a stronger roof, better ventilation, wider egresses, and the like). Consequently, courts, insurers and insureds need to resolve the question of which party pays the costs of compliance with changed construction codes.
The courts offer several lines of analysis. Where contracts are silent on the matter, some courts find coverage for code upgrades to be part of the replacement coverage, while the majority seems to hold that it is not. In other circumstances, replacement insurance contracts expressly address the cost of code upgrades between the parties. To illustrate, the contract may say that the policy does, or does not cover, “any loss occasioned by enforcement of any local or state ordinance or law regulating the construction, repair or demolition of buildings.” Allowing for these variations in wording, the case law focuses on a number of key analytic questions.
A trend analysis of the benefits and challenges of bringing back administrative, word processing and billing services to law offices.
On Aug. 9, 2023, Gov. Kathy Hochul introduced New York's inaugural comprehensive cybersecurity strategy. In sum, the plan aims to update government networks, bolster county-level digital defenses, and regulate critical infrastructure.
Summary Judgment Denied Defendant in Declaratory Action by Producer of To Kill a Mockingbird Broadway Play Seeking Amateur Theatrical Rights
“Baseball arbitration” refers to the process used in Major League Baseball in which if an eligible player's representative and the club ownership cannot reach a compensation agreement through negotiation, each party enters a final submission and during a formal hearing each side — player and management — presents its case and then the designated panel of arbitrators chooses one of the salary bids with no other result being allowed. This method has become increasingly popular even beyond the sport of baseball.
'Disconnect Between In-House and Outside Counsel is a continuation of the discussion of client expectations and the disconnect that often occurs. And although the outside attorneys should be pursuing how inside-counsel actually think, inside counsel should make an effort to impart this information without waiting to be asked.