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'But I Have Insurance to Cover that Claim!'

By Kevin C. McCormick

As many of you know, there are various insurance policies available to protect against employment-related claims. Although some policies, such as employment practices liability (EPL) policies, cover a variety of claims, many cover only specific claims to the exclusion of all others. A recent decision from the U.S. Court of Appeals for the Fourth Circuit highlights some of the interesting issues that can arise in resolving employment claims covered by an insurance policy. Perdue Farms, Inc., v. Travelers Casualty and Surety Company of America, No. 04-228 (4th Cir., decided May 16, 2006).

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