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How to Protect Your Clients Against Predatory Merchant Cash Advances That Are Quietly Killing Small Businesses
Over the past several years, the merchant cash advance (MCA) industry has grown substantially, fueled by small and middle market businesses needing quick financing once COVID-relief programs ended, with creative and aggressive lenders waiting to meet those needs. Before considering legal options for businesses that have secured MCAs, it is important to understand what an MCA is and why it poses a risk.
8 minute readJuly 31, 2025 at 11:09 PM
By
Michelle Lee
Jennifer Maleski
Shutterstock
Over the past several years, the merchant cash advance (MCA) industry has grown substantially, fueled by small and middle market businesses needing quick financing once COVID-relief programs ended, with creative and aggressive lenders waiting to meet those needs.
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