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How to Protect Your Clients Against Predatory Merchant Cash Advances That Are Quietly Killing Small Businesses

Over the past several years, the merchant cash advance (MCA) industry has grown substantially, fueled by small and middle market businesses needing quick financing once COVID-relief programs ended, with creative and aggressive lenders waiting to meet those needs. Before considering legal options for businesses that have secured MCAs, it is important to understand what an MCA is and why it poses a risk.

8 minute read July 31, 2025 at 11:09 PM
By
Michelle Lee and Jennifer Maleski
How to Protect Your Clients Against Predatory Merchant Cash Advances That Are Quietly Killing Small Businesses

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Over the past several years, the merchant cash advance (MCA) industry has grown substantially, fueled by small and middle market businesses needing quick financing once COVID-relief programs ended, with creative and aggressive lenders waiting to meet those needs.

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